Northern Lights Partners

Creative Financial Solutions

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David Kaplowitz, Managing Partner, has been helping companies with their liquidity needs for over 25 years.   He has worked in concert with management teams, entrepreneurs, private equity sponsors and their advisors to structure financial solutions both simple and complex.  David began his career with Manufacturers Hanover (now part of JP Morgan Chase), where he completed its credit training program and served in credit and business development roles.    Subsequent to its acquisition by Manufacturers Hanover, he joined The CIT Group, where he served roles in credit, underwriting, structuring and business development.  David was one of the founders of CIT's LBO finance group.

After a long tenure at CIT, David moved to GMAC Commercial Finance, where he served as New York regional marketing manager under Sam Cirelli.  He was then recruited by Bank One, where he established a New York office for asset based lending.  After Bank One's acquisition by JP Morgan, David joined The Royal Bank of Scotland, where he was part of a team headed by Sam Cirelli that founded RBS Business Capital, a U.S. asset based lending business.  After RBS, David established New York offices for La Salle Retail Finance, and then for National City Business Credit.  Most recently he was part of a team headed by Sam Cirelli to establish a commercial lending and trading operation in the U.S. for Landsbanki.

David has a B.S. degree in Communications from Boston University, where he graduated Summa Cum Laude, and attended NYU Graduate School of Business.  He is a member of the Turnaround Management Association, the Association of Corporate Growth, the Commercial Finance Association and the American Bankruptcy Institute.

Northern Lights Partners, LLC, 2009.  All rights reserved.

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